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JC Jun talks with you about motorcycle
The contact with Cheyou RO should have originated from our “Cheyou Interaction”. He told his story in the comments, and then I commented on the draft, so RO decided to take a motorcycle accident 3 years ago. Reorganize, I hope to help friends who are reading this article today
In late July, I left a message on JC Jun ’s topic on helmets, which caught JC ’s attention. It said that my experience should help the majority of riders. I hope I can tell in detail. I ’ll take me The experience 3 years ago told everyone that I hope it will be helpful to riders.
Things went through:
On October 1st, 2015, the National Holiday was closed. As usual, I rode my beloved Sapphire Dragon 300 home, and my work place was 180km away from my home. Since it was the first day of the holiday, there were a lot of cars, so I rode very carefully along the way.
Somewhere more than ten or twenty kilometers close to the incident, I was still thinking about waiting for the rest of the county in front. Then … I don’t remember. When I was normal, I was already in the ambulance, and I asked the nurse lady around me, “That brother(People hit)Was it hurt? “
The younger sister told me, “You have asked me 20 times, and he is all right.” “Oh.” I lay down and rested. When I woke up again, the medical staff carried me from the stretcher to the hospital bed.
Che You Ro
I was diagnosed with a concussion and some soft tissue abrasions. This was about half an hour before and after the incident. This was amnesia. Now I can only think of some clips at that time. Some of the following content can be remembered by me, some were told by my friends, and some were sorted out after I searched for GPS and call records.
I vaguely remember that I got up from the ground and saw a blue “ghost fire” running in front of my car. My first consciousness was that I hit someone! Seriously, I’m afraid of hitting someone! I was so conscious that I forced myself to wake up and called 110. At that time, I probably didn’t remember to call 120. Later, I didn’t look through the call log.
I sent a message in the Moyou group to ask for help. My friend told me that I just sent “I hit someone” and then I kept positioning and didn’t reply. The friend helped me to contact the nearest rider (thank my dear friend) . I made countless phone calls to my mother and wife and said that I overturned.
Che You Ro left one
Afterwards, my mother told me that I kept calling her, and I just said “I overturned the car, where I don’t know”, then hung up, and continued to call again, I knew my wife was crying.
During that period, I also asked the younger brother’s injury, gave me my phone and asked him to call his family. These were later learned.
Live picture, this picture should be the hottest picture of Huanglong 300 posted in 2015, right? The car is mainly shock-absorbing and leaking oil. Others have some damage to the front car, which have been replaced by the original.
The helmet broke, the right side touched the ground, and the guide force ruptured to the left. This helmet saved my life. The judge suggested that I store it myself. Actually, I would collect it without him. better one.
Later, the traffic police determined that he was mainly responsible for my secondary responsibility. He turned and did not let the vehicle go straight. I passed the intersection without confirming the safety. In a sense, I am the type of “hit” that everyone often says. Actually, there is a reason for myself, so I have to be careful at crossings in the future.
The GPS showed that the speed was 60km / h when I passed the intersection, and the speed limit of this section was 70km / h. In addition, he was unlicensed and uninsured, although he had no insurance, which made my claim process very difficult.
A lot of unpleasant things happened during the claim, and the details are not much to say. After all, it has passed, but it always feels like a fire when I think of it! I have no opinion on compensation. After all, it is still in the range of compensation for strong insurance, but the other party … if it was not for my equipment, I would have been killed by him!
I can only protect my rights through legal channels! The incident occurred in 2015, and the case will not be closed until 2018. In the end, I accompanied him for more than 70,000 yuan, nearly 20,000 for medical expenses, more than 50,000 for disability, and some other small expenses. He paid me more than 7,000. At least I can get all my medical expenses back, and I have to pay 30% for repairs over 2000.
There are several points in the whole event, I hope it will be helpful to everyone:
1. Follow the traffic rules, the alarm bell is long!
2. Be calm when things go wrong, so that you can get the fastest and most timely help if you have trouble.
3. Please wear good equipment when riding, don’t be embarrassed, it is very important to buy a good helmet.
4. Even if someone else has an unlicensed or unlicensed accident, compensation will still be required.
5. Attention should be paid to collecting evidence, even if it is a small amount of invoice.
6. When encountering unreasonable, rogue and the like, don’t talk nonsense, take up legal weapons to protect yourself.
7. Domestically produced and big trades are far more reliable than waterwheel rides, and the waistboards are pretty good wherever they go!
8. Motorcycle compulsory insurance can accompany up to 122,000 yuan, of which death compensation: 110,000 yuan (disability pension is from here); medical expenses: 10,000 yuan; property compensation: 2,000 yuan. Find insurance in advance!
9. For ordinary traffic accidents (generally disabled at level 10 or not, disabled at level 9 or above), as long as it is within the insurance compensation amount, there is no need to waste money in a lawsuit and ask a lawyer.
What do you sue and answer? Ask your friends who are studying law to guide you. The most important thing is actually money. Do n’t be afraid. Insurance is more anxious than us. They have professional lawyers to handle it. You do n’t speak in court. You can, or just say “I agree with the insurance company”.
Although Mo Lu has experienced setbacks and helplessness on the road, there is no despair. As long as people are safe, any difficulties and problems can be solved.
Finally, thank my friends who helped me, I wish you good health and good luck. May our friendship last! The family is no longer here to thank. Finally, I wish the riders a safe and happy family.
Thanks to Ro for sharing. When you participate in public transportation, no one can guarantee that everything will go as we expected. The pain and helplessness in this accident is estimated to be the deepest he can appreciate. I hope everyone can share in Ro’s sharing And learned some experience. The most important thing is to prevent problems before they occur, and always put safety first!
If you also have a car story, welcome to share with us