2021.01.04.  27,129 read The maintenance cost an average salaryman must pay to ride the 5 Series Autopost 35

2021.01.04. 27,129 read The maintenance cost an average salaryman must pay to ride the 5 Series Autopost 35


One of the best imported cars in Korea is the BMW 5 Series. Now, when you go out on the road, you can see it as easily as a domestic car. An average of 1,700 units are sold every month, and in October, a facelift model with minor design changes and upgraded specifications was introduced in Korea.

It is an Imported car that is commonly found on the road, but it is still a burdensome price for ordinary office workers to purchase. In addition, if you include maintenance costs, it costs more than you think. The 5 Series did not become a symbol of Kapoor. Today’s AutoPost actual purchase report takes a step further into the monthly maintenance cost of the 5 series of imported cars, which are popular in Korea.

Written Jinwoong Lee Editor


A total of 5 powertrains
Up to 6,360-16.4 million won

The 5 Series facelift includes 2.0 gasoline, 2.0 diesel, 2.0 plug-in hybrid, 3.0 gasoline, 4.4 Gasoline There are a total of five lineups. In the past, 2.0 diesel sold the most, but nowadays gasoline models are selling more.

By engine, 2.0 gasoline costs 63.6 to 79.8 million won, 2.0 diesel costs 7040 to 78.5 million won, 2.0 plug-in hybrid costs 7880 to 81.6 million won, 3.0 gasoline costs 984 to 112.1 million won, and 4.4 gasoline costs 116.4 million won. It is formulated in. Prices exclude discounts and registration tax. Discounts are officially offered from 4,500,000 won to 8,73 million won per trim, but additional discounts can be obtained unofficially at the dealer’s discretion.


Based on the 520i M Sport Package
KRW 1.45~2,170,000 per month without advance payment

The best-selling trim in the current 5 series is the 520i M Sport Package. This is because although the entry model is relatively inexpensive, most of the optional specifications installed in the higher models are applied, and the sporty M body kit that expresses the character of BMW is installed. The price is no different from the luxury line.

The basic price of the 520i M sports package is 65.1 million won, but if you apply the official promotion of 4.23 million won, you can purchase it for 6,087 million won. Often, imported cars use a lot of installments for 36 to 60 months. If 2.9%, which is a fairly low interest rate for 36 months, is applied, the installment principal is 6,362,9,676 won, and the monthly payment is 1.76 million won.

In the case of applying a 60-month installment, the interest rate is slightly increased to 3.2%, resulting in an installment principal of 6,595,320 won, and monthly payment of 1.09,172 won. If you choose 60 months, it will go down to the beginning of 1 million won.

If you buy a car here, you must pay the employment registration tax. The employment registration tax for the 520i M sports package is 4.17,380 won. If there is no advance payment, there is a high probability that there is no room to pay the employment registration tax in lump sum. You will use installments. If the difference is set the same as the installment period, 117,000 won per month for 36 months and 72,89 won per 60 months are added.

The car doesn’t end with buying it. Automobile tax is levied even if the vehicle is not driven, fuel to move the vehicle, insurance in case of emergency, replacement of consumables periodically, and repairs if the vehicle breaks down. The replacement or repair of consumables does not go into much of a few years after purchasing the vehicle, so I will make an exception here.

The displacement of the 520i is 1,988cc, which requires annual payment of 519,480 won. Insurance premiums vary widely from driver to driver, but approximately 1.1 million won per year is charged based on 40s. Fuel cost is 15,000 km per year, the national average gasoline price is 1,325 won per liter, and 520i official fuel efficiency is 10.9 km/L. For the convenience of calculating monthly maintenance costs, if you divide by 12 after adding all the engine displacement, insurance premiums, and fuel costs, you get a calculation of 286,000 won per month.

If the installment payment, employment registration tax, and additional expenses are added together, it is 2.71,545 won for a 36-month installment, and 1.53,226 won for a 60-month installment. It is too much for the average office worker to bear this burden.


If you pay 30 million won in advance
It goes down to 91~1.3 million won

If you pay 30 million won, which is the price of one Sonata, in advance, how much will the monthly maintenance fee be lowered? If you choose 36-month installment and 2.9% interest rate, the installment principal is 32,226,572 won and the monthly payment amount is 89,6,377 won.

If you choose 60-month installment and 3.2% interest rate, the installment principal is 34,466,000 won, and the monthly payment is 557,441 won. For now, it has come down to less than a million won.

Employment registration tax (assuming full installment), automobile tax, fuel cost, and insurance premiums are not affected by the installment period, so they can be considered the same as above. If you add up the monthly amount calculated above, you will get 1.3 million 431 won for 36-month installment, and 911,495 won for 60-month installment. Although it has come down a lot more than when there was no advance payment, it is still a burdensome amount for general office workers.


Long-term rental car
The quote is as follows

If you use a long-term rental car or lease, how much will it cost per month? First, let’s look at long-term rental cars. Since estimates are different for each rental car company, it is best to refer to the contents mentioned here. I tried to get a quote from one site because of so many different conditions.

Estimates are based on a contracted distance of 20,000 km, insurance costs 100 million won, maintenance is not included, and an exemption fee of 300,000 won. Because promotions are excluded, the actual cost is lower. If you pay 30% of the deposit, you will have to pay 1,363,300 won per month for 36 months, 1.24,000 won per month for 48 months, and 1.1 4,200 won per month for 60 months.

If you pay 30% of the advance payment instead of the deposit, you will have to pay 923,360 won per month for 36 months, 86,3,515 won per month for 48 months, and 83,9,400 won per month for 60 months. Although it is better than installment payment, if you want to continue owning the car after it expires, you have to pay an acquisition cost of 20 to 30 million won. If you pay the deposit, you can return the car and get the deposit back, or you can deduct the deposit from the pick-up fee when picking up.

When using a long-term rental car, the monthly payment includes automobile tax and insurance. Employment registration tax is borne by the rental company. Then the only thing left is fuel costs. The monthly fuel cost based on driving 15,000 km per year is 15,1,949 won. The car is expensive, so it is close to 1 million won even if you look at the lowest cost option. The monthly cost can be further reduced by raising the advance fee and deposit.


When using a lease
The quote is as follows

How much will the monthly cost be if you use a lease? Again, the estimates differ for each lease company. Again, estimates are different for each lease company, so it is best to refer to the contents mentioned here. Since the conditions also vary, I tried to get a quote directly from one site.

Estimates are based on operating lease, contracted distance of 20,000 km, without maintenance and insurance premiums. Since this is also a cost excluding promotions, the actual cost is lower. If you pay 30% of the deposit, it will be 1,28,600 won per month for 36 months, 9,96,190 won for 48 months, and 88,9,100 won for 60 months.

If you pay 30% of the advance payment instead of the deposit, it will be 6,17,900 won per month for 36 months, 624,700 won for 48 months, and 5,95,300 won for 60 months. Like rentals, you have to pay an acquisition fee to keep your car after it expires. If you pay the deposit, you can return the car and get the deposit back, or you can deduct the deposit from the pick-up fee when picking up.

Car tax is included in the monthly payment when using a lease, and the employment registration tax is borne by the leasing company. Then all that remains is fuel and insurance. The monthly fuel cost for driving 15,000 km per year is 1,51,949 won per month, and the insurance premium is approximately 1.1 million won per year for 40s, and 9,1,666 won per month. It costs less than long-term rental, but the acquisition cost is higher. This, too, can further reduce monthly costs by raising the advance fee and deposit.

As the car price is high, the monthly cost is quite high no matter which conditions are selected. Although it is an imported car that is common around us, it is expensive to purchase and maintain, so if you are thinking of the 5 series, you should consider carefully. As mentioned several times above, it is only for reference, and the actual estimate may be slightly different. It was an autopost actual purchase report.

autopostmedia@naver.com

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